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Liability insurance protects individuals and businesses from legal claims arising from injury, property damage, or negligence.

Personal Liability

Covers accidents occurring on personal property.

Professional Liability

Protects service providers against malpractice claims.

Public Liability

Essential for businesses interacting with customers.

Conclusion

Liability insurance shields against potentially devastating legal costs.

FAQs

Who needs liability insurance?
Both individuals and businesses.

Does it cover legal fees?
Yes, within policy limits.

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